Canadian winters are rough so a little time somewhere warm this spring break may be exactly what you need. But before you set off to relax on the beach, it’s important to have the right coverage so you can truly unwind and enjoy your vacation worry-free.
Here are a few ways travel insurance can keep you protected while you’re enjoying fun in the sun:
Food poisoning, flus and other illnesses are very common on vacation, especially in close quarters like on cruise ships or anywhere food is served communally like at resort buffets. These nasty bugs can be especially tough on children, older adults, or anyone with a compromised immune system. Unlike when you’re at home in Canada, medical costs can be very expensive abroad. MSI might not cover expenses you or your family members incur, especially if you or a family member have to be flown back to Canada for urgent care. While hopefully you never need medical care while on vacation, you can rest easy knowing that you’re protected if you do.
The same goes for injuries. No one plans to get hurt during vacation, but if you do sustain accidental covered injuries while on spring break, travel insurance with emergency medical and emergency medical transportation benefits can help. These benefits can pay for hospital bills as well as transportation such as ambulance rides or a flight back home.
Travel insurance can also be very helpful if you need to deal with an emergency at home while you’re away. If you have comprehensive travel insurance and something goes wrong back home in Canada, such as a family member falling ill, you may be able to fly home early without paying out of pocket.
Despite planning and best intentions, your trip can be quickly ruined if you or a family member incur an unexpected injury or illness. Travel insurance is the only way to ensure you’re protected by covering costs for doctors’ visits, hospital stays, prescriptions and more. Not sure what kind of travel insurance you need? Talk to a MacLeod Lorway broker today. We’ll help you find the perfect travel insurance plan so you can travel with peace of mind.